West Virginia Car Insurance Laws and Regulations
 
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West Virginia Auto Insurance

Requirements of Motorists under WV State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

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West Virginia Car Insurance Requirements

Coverage Minimum - 20/40/10

Coverage Explanation - Car insurance coverage in West Virginia must provide a minimum of $20,000 for injury liability for one person in an accident, $40,000 for all injuries in an accident, and $10,000 for property damage in an accident.

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Important West Virginia Auto Insurance Laws!

1. The WV Law states that motorists must carry a minimum of liability insurance and Uninsured Motorist protection.

2. It is also mandatory for insurers to offer the maximums for Uninsured Motorist / Underinsured Motorist polices, although you can decline the additional coverage in writing.


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