Utah Car Insurance Laws and Regulations
 
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Utah Auto Insurance

Requirements of Motorists under UT State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

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Utah Car Insurance Requirements

Coverage Minimum - 25/50/15

Coverage Explanation - Car insurance coverage in Utah must provide a minimum of $25,000 for injury liability for one person in an accident, $50,000 for all injuries in an accident, and $15,000 for property damage in an accident.

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Important Utah Auto Insurance Laws!

1. The UT Motor Vehicle Financial Responsibility Law requires that every resident owner of a motor vehicle, including motorcycles, shall maintain owner's or operator's security (proof of financial responsibility) in effect throughout the registration period of the vehicle.

2. The law requires motorists to keep a copy of proof of their financial responsibility in their vehicles and product it upon request to law enforcement officers.

Important to Note:

Non-Compliance:

Anyone who operates a motor vehicle, or permits one to be operated, without owner's security is guilty of a class C misdemeanor and may have their driving privileges suspended or revoked. Motor vehicle insurance is the most convenient and least expensive way to comply with this law.

Failure to obey this law could result in the loss of your driver license, motor vehicle registration and license plates. To regain these items, you must provide proof of adequate financial security, pay required reinstatement fees, and fines up to $1000.00.


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