Tennessee Auto Insurance
Requirements of Motorists under TN State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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Tennessee
Car Insurance Requirements
While insurance in Tennessee is not required,
it is highly recommended. The following guidelines have
been established as minimums for coverage:
Coverage Minimum - *25/50/10
Coverage Explanation - Car insurance
coverage in Tennessee must provide a minimum of $25,000
for injury liability for one person in an accident, $50,000
for all injuries in an accident, and $10,000 for property
damage in an accident.
*Tennessee operates under the Tort System. While you
are not required under Tennessee auto insurance law to
carry liability insurance in order to register your car
or obtain a driver's license, it is strongly recommended
that you purchase such coverage.
Should you become subject to the Tennessee Financial
Responsibility Statute due to an accident or a violation,
you will be required to show proof of financial responsibility.
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Auto
Insurance
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Important Tennessee
Auto Insurance Laws!
1. TN Law does not require motorists
to carry insurance on motor vehicles. However, it is strongly
suggested as the financial damage from a Tort liability
could be detrimental.
Read
our review on Lowering your Auto
Insurance
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