South Dakota Car Insurance Laws and Regulations
 
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South Dakota
Auto Insurance

Requirements of Motorists under SD State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

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South Dakota Car Insurance Requirements

Coverage Minimum - 25/50/25

Coverage Explanation - Car insurance coverage in South Dakota must provide a minimum of $25,000 for injury liability for one person in an accident, $50,000 for all injuries in an accident, and $25,000 for property damage in an accident.

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Important South Dakota Auto Insurance Laws!

1. SD Law requires that any person who licenses and/or operates a motor vehicle must show proof of financial responsibility.

2. Motorists are required to keep proof of compliance in their vehicle at all times.

3. Policy coverages for bodily injury (BI), property damage (PD), and Uninsured Motorist / Underinsured Motorist (UM/UIM) must be obtain.


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