Oregon Auto Insurance

Requirements of Motorists under OR State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

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Oregon Car Insurance Requirements

Coverage Minimum - 25/50/10

Coverage Explanation - Car insurance coverage in Oregon must provide a minimum of $25,000 for injury liability for one person in an accident, $50,000 for all injuries in an accident, and $10,000 for property damage in an accident.

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Important Oregon Auto Insurance Laws!

1. All motorists in OR are required to have a minimum of bodily injury (BI) liability, property damage (PD) liability, and personal injury protection (PIP) insurance coverage.

2. Motorists must carry proof of liability insurance in their car and must produce it for any law official when asked.

Important to Note:

Millions of dollars per year are lost in Oregon due to uninsured motorist accidents. It is highly recommended to obtain Uninsured Motorist coverage that is far above the minimums.

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