Oklahoma Auto Insurance
Requirements of Motorists under OK State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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Oklahoma
Car Insurance Requirements
Coverage Minimum - 10/20/10
Coverage Explanation - Car insurance
coverage in Oklahoma must provide a minimum of $10,000
for injury liability for one person in an accident, $20,000
for all injuries in an accident, and $10,000 for property
damage in an accident.
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Important Oklahoma Auto
Insurance Laws!
1. All motorists in OK are required to have a minimum
of liability insurance coverage.
2. In accordance with Oklahoma auto insurance law, at
the time of a collision or a traffic stop, the driver
must show a current security verification form (proof
of liability insurance) to the law enforcement officer.
The vehicle owner's insurance company or an individual's
non-owner insurance policy will provide the proper security
verification form.
3. Motorists must carry proof of liability insurance
(security verification form) in their car and must produce
it for any law official when asked.
Important to Note:
The Department of Public Safety will suspend the driver
license of the uninsured driver and/or owner of a vehicle
involved in a collision where there is any injury or property
damage of $300 or more.
###
You should write down the information from the other
driver's security verification form and the driver's complete
name, driver's license number, and date of birth for driver
and owner for your own protection.
###
Penalties for non-compliance:
A conviction of failure to comply with the Compulsory
Insurance Law or failure to produce proof of insurance
to a law enforcement officer or Department of Public Safety
representative upon request can result in...
- A fine of up to $250, 30 days in jail, or both
- Suspension of license and registration
Read
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Insurance
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