North Carolina
Auto Insurance
Requirements of Motorists under NC State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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North
Carolina Car Insurance Requirements
Coverage Minimum - 30/60/25
Coverage Explanation - Car insurance
coverage in North Carolina must provide a minimum of $30,000
for injury liability for one person in an accident, $60,000
for all injuries in an accident, and $25,000 for property
damage in an accident.
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Auto
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Important North Carolina
Auto Insurance Laws!
1. The NC Financial Responsibility Laws require that
Automobile Liability coverage be maintained.
2. North Carolina auto insurance law requires that uninsured
motorist coverage with the above minimum limits (or up
to $1,000,000 as selected by the policyholder) must be
carried unless rejected by the motorist in writing.
Important to Note:
Under North Carolina auto insurance law, UIM coverage
does not provide protection against property damage. The
UIM coverage will pay a maximum of the difference between
the other driver's Liability limits and your UIM limits.
Read
our review on Lowering your Auto
Insurance
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