New York Auto Insurance
Requirements of Motorists under NY State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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New
York Car Insurance Requirements
Coverage Minimum - 25/50/10
Coverage Explanation - Car insurance
coverage in New York must provide a minimum of $25,000
for injury liability for one person in an accident, $50,000
for all injuries in an accident, and $10,000 for property
damage in an accident.
*Substitute 25/50 with 50/100 if injury results in death.
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Auto
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Important New York Auto
Insurance Laws!
1. Requirements for the state of NY mandate that all
motorists carry "no-fault" insurance, liability
insurance, and uninsured motorists insurance.
Important to Note:
New York law defines the following:
No-Fault (Personal Injury Protection) - to pay medical
expenses and lost earnings for a driver or passenger injured
in, or a pedestrian injured by, your car;
Liability - to protect against the harm any car you
drive, with the owner's permission, might do to other
people and their property; and
Uninsured Motorists - to protect against the injuries
you, your family or your passengers might suffer in a
hit-and-run accident or in an accident with an uninsured
vehicle.
Read
our review on Lowering your Auto
Insurance
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