New Mexico Car Insurance Laws and Regulations
 
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New Mexico
Auto Insurance

Requirements of Motorists under NM State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

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New Mexico Car Insurance Requirements

Coverage Minimum - 25/50/10

Coverage Explanation - Car insurance coverage in New Mexico must provide a minimum of $25,000 for injury liability for one person in an accident, $50,000 for all injuries in an accident, and $10,000 for property damage in an accident.

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Important New Mexico Auto Insurance Laws!

1. Before you can register a vehicle in NM, you must show proof of financial responsibility. Most motorists do this with the purchase of an automobile insurance policy.

2. Insurers are required to underwrite an Uninsured Motorist / Underinsured Motorist policy, but you may refuse the coverage provided you do so in writing.


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