Nevada Auto Insurance
Requirements of Motorists under NV State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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Nevada
Car Insurance Requirements
Coverage Minimum - 15/30/10
Coverage Explanation - Car insurance
coverage in Nevada must provide a minimum of $15,000 for
injury liability for one person in an accident, $30,000
for all injuries in an accident, and $10,000 for property
damage in an accident.
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Auto
Insurance
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Important Nevada Auto
Insurance Laws!
1. The NV auto insurance law requires that all registered
owners of a motor vehicle have security for tort liability
arising from the use of their motor vehicles.
Important to Note:
Nevada works on the "Tort System".
In Nevada, legal and financial responsibility is based
upon the law of negligence.
A negligent act which causes damage is legally known
as a tort. If an accident is your fault, that is, you
are negligent, you are responsible for bodily injury and
property damages suffered by the innocent party.
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Nevada auto insurance law requires your insurance company
to offer you uninsured motorist coverage in an amount
not less than your minimum limits for liability insurance
for bodily injury described above. You do not have to
accept this offer. Nevada auto insurance law does not
require that you carry uninsured motorist coverage.
Read
our review on Lowering your Auto
Insurance
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