Mississippi Car Insurance Laws and Regulations
 
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Mississippi Auto Insurance

Requirements of Motorists under MS State Law

Everyone has an opinion about insurance. Some people believe it is a conspiracy to con hardworking people out of money. You can not imagine how much you need insurance until you something happens that you were not prepared for.

Weather its a car accident, a flu, a fire,or a theft these things happen all the time. You never know if or when something might happen to you. Don't be caught off guard by life's unpredictable events.

There are certain "requirements" that are applicable to each state and varies accordingly. We have attempted to compile all of the relevant information in to this single resource to help visitors know what is expected of them in regards to insurance.

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Mississippi Car Insurance Requirements

Coverage Minimum - 10/20/5

Coverage Explanation - Car insurance coverage in Mississippi must provide a minimum of $10,000 for injury liability for one person in an accident, $20,000 for all injuries in an accident, and $5,000 for property damage in an accident.

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Important Mississippi Auto Insurance Laws!

1. All vehicles registered or operated in MS are required to be covered by a liability insurance policy.

2. In accordance with Mississippi auto insurance law your insurance information card must be carried in your vehicle at all times.

Important to Note:

State law says that a law enforcement officer cannot stop you solely to check if you have an insurance card, but he or she can ask you for proof of insurance during a stop for any other statutory violation.

In accordance with Mississippi auto insurance law, the initial penalty for failing to maintain an insurance card is $1,000 and suspension of driving privileges for one year or until the motor vehicle owner shows proof of insurance.


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