Indiana Auto Insurance
Requirements of Motorists under IN State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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Indiana
Car Insurance Requirements
Coverage Minimum - 25/50/10
Coverage Explanation - Car insurance
coverage in Indiana must provide a minimum of $25,000
for injury liability for one person in an accident, $50,000
for all injuries in an accident, and $10,000 for property
damage in an accident.
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Important Indiana Auto
Insurance Laws!
1. All vehicles registered or operated in IN are required
to be covered by a liability insurance policy
2. In accordance with Indiana auto insurance law your
insurance information card must be carried in your vehicle
at all times
Important to Note:
A person who is found to have operated a vehicle without
an automobile liability insurance policy in effect is
subject to a ninety (90) day driver license suspension
or a one (1) year suspension if it is a repeat violation
in a three (3) year period.
In order to obtain a reinstatement of the license, under
Indiana auto insurance law the person must pay a reinstatement
fee of $150, $225, or $300 depending on whether it is
a first, second, third or subsequent offense, and prove
that an automobile liability policy has been purchased
and is in effect.
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VERY IMPORTANT: Keep Your Address Current
with the Bureau of Motor Vehicles: The Bureau of Motor
Vehicles sends requests for proof of insurance to thousands
of drivers each year. You are required by Indiana auto
insurance law to notify the Bureau of Motor Vehicles if
you move and change your address.
Read
our review on Lowering your Auto
Insurance
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