Illinois Auto Insurance
Requirements of Motorists under IL State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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Illinois
Car Insurance Requirements
Coverage Minimum - 20/40/15
Coverage Explanation - Car insurance
coverage in Illinois must provide a minimum of $20,000
for injury liability for one person in an accident, $40,000
for all injuries in an accident, and $15,000 for property
damage in an accident.
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Auto
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Important Illinois Auto
Insurance Laws!
1. Liability insurance is required for all motor vehicles
operated in IL that must display license plates and are
being driven, including cars, vans, motorcycles, recreational
vehicles, trucks and buses. Trailers are not required
to have liability insurance.
2. In accordance with Illinois auto insurance law your
insurance information card must be carried in your vehicle
at all times
Important to Note:
Under Illinois auto insurance law, if you are stopped
for a traffic violation or involved in an accident and
issued a traffic ticket and then convicted for operating
an uninsured vehicle, the Secretary of State can suspend
your license plates.
In addition to having your license plates suspended,
you will face the following fines if arrested and convicted:
- minimum $500 fine for driving uninsured; or
- minimum $1,000 fine for driving a vehicle while the
registration is suspended for no insurance.
Read
our review on Lowering your Auto
Insurance
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