Hawaii Auto Insurance
Requirements of Motorists under HI State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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Hawaii
Car Insurance Requirements
Coverage Minimum - 20/40/10
Coverage Explanation - Car insurance
coverage in Hawaii must provide a minimum of $20,000 for
injury liability for one person in an accident, $40,000
for all injuries in an accident, and $10,000 for property
damage in an accident.
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Auto
Insurance
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Important Hawaii Auto
Insurance Laws!
1. All vehicles registered or operated in HI are required
to be covered by a liability insurance policy at all times.
2. In accordance with Hawaii auto insurance law your
insurance information card must be carried in your vehicle
at all times.
Important to Note:
Under Hawaii auto insurance law, driving without insurance
includes the following maximum penalties for the first
violation:
- A $500 fine or 75 - 100 hours of community service
work.
- Suspension of your driver's license for three months,
or the vehicle's driver or registered owner must keep
a non-refundable insurance policy in force for six months.
Read
our review on Lowering your Auto
Insurance
Get FREE Insurance Quotes Now
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