Colorado Auto Insurance
Requirements of Motorists under CO State Law
Everyone has an opinion about insurance. Some people
believe it is a conspiracy to con hardworking people out
of money. You can not imagine how much you need insurance
until you something happens that you were not prepared
for.
Weather its a car accident, a flu, a fire,or a theft
these things happen all the time. You never know if or
when something might happen to you. Don't be caught off
guard by life's unpredictable events.
There are certain "requirements" that are applicable
to each state and varies accordingly. We have attempted
to compile all of the relevant information in to this
single resource to help visitors know what is expected
of them in regards to insurance.
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Colorado
Car Insurance Requirements
Coverage Minimum - 25/50/15
Coverage Explanation - Car insurance
coverage in Colorado must provide a minimum of $25,000
for injury liability for one person in an accident, $50,000
for all injuries in an accident, and $15,000 for property
damage in an accident.
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Auto
Insurance
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Important Colorado Auto
Insurance Laws!
1. All vehicles registered or operated in AL are required
to be covered by a liability insurance policy.
Important to Note:
Prior to July 1, 2003, Colorado insurance was issued
as a "no-fault" policy. That meant that property
damage was covered by the "at-fault" party;
but the personal injury could be claimed whether or not
the party was the negligent or "at-fault" party.
However, now Colorado is based on a "tort"
system -which is a standard policy based on the premise
that the "at-fault" party pays for all damages
-personal and property.
Read
our review on Lowering your Auto
Insurance
Get FREE Insurance Quotes Now
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